Tenders and documentation
How to document creditworthiness in tenders
Many clients request documentation of financial solidity in tender processes. A credit report can be used as an attachment when such documentation is requested — requirements vary between competitions.
Common tender documentation
Tax certificate
Not older than competition requirement
Annual accounts
Most recent available financial year
Credit report
Credit score and solvency analysis
Company certificate
From the Brønnøysund Register Centre
Requirements vary between competitions. Always check the tender documentation.
Documentation
Common types of documentation
Different clients set different requirements. Here are the most common document types and what they say.
Annual accounts
Always part of a credit assessment, but they are historical figures and can be one to two years old. Provides basic insight into turnover, results and equity.
Tax certificate
Documents that tax obligations have been met. Many clients require a certificate issued within the last six months. Ordered from the Norwegian Tax Administration.
Credit report
Provides a combined analysis of creditworthiness: credit score, payment history, solvency, liquidity and financial figures. Designed for use as documentation when a client requests it.
Bank reference or guarantee letter
Used in some large tenders where the client requires confirmation of financial capacity from the bank.
How to do it
Prepare the documentation
Read the tender documentation carefully
Requirements for credit assessment and financial capacity vary between competitions. Always check what is requested — tax certificate, accounts, credit report or other.
Order the credit report in good time
A credit report from Kredittdata is processed and delivered as a PDF. Order in good time so you have the report ready to attach.
Attach the report as an appendix
A credit report can be used as an attachment when a client requests documentation of financial solidity. The report is designed for this purpose.
Have a tax certificate available
A tax certificate is ordered from the Norwegian Tax Administration and is often a separate requirement alongside the credit report. Make sure it is issued within the required age limit.
Combine with credit badge if needed
A credit badge on the website shows up-to-date credit status to the outside world and can support the impression of financial solidity between tender rounds.
Related pages
Explore further
Credit report for tenders
Everything about using credit reports in tender processes.
Order credit report
Choose between static and live credit report.
See sample report
See what the report contains before ordering.
Data sources and methodology
Read about what data the report is based on.
Public sector tenders
Credit documentation in public procurement.
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