Supplier agreements
Credit report for supplier agreement
Suppliers, framework parties and business partners may request documentation of financial capacity. A credit report provides a combined analysis of creditworthiness that can be used as an attachment in contract negotiations.
Credit score
Based on available data
Financial analysis
Key figures and development
Solvency and equity
Ability to absorb losses
Liquidity and cash flow
Short-term payment ability
Payment history
History and remarks
Types of documentation
Credit report vs. other documents
A company lookup or annual accounts alone are not the same as a credit assessment. Here is the difference.
Simple company lookup
01Shows basic register information such as address, legal form and board. Provides no assessment of payment ability, solvency or financial risk.
Credit report
02Provides a complete analysis of financial creditworthiness: credit score, solvency, liquidity, profitability, payment history and any payment remarks. Designed for use as documentation.
Annual accounts
03Contains historical figures but is not a credit assessment. Often lacks scoring, liquidity analysis and an overall risk assessment.
Tax certificate
04Confirms that tax obligations have been met. Not a financial analysis — but often requested alongside a credit report in contractual contexts.
Situations
When can a credit report be relevant?
Framework agreements and long-term contracts
A counterparty may want to verify financial capacity before a multi-year commitment is entered into.
Large single deliveries
The larger a single assignment, the more relevant it is to document solidity.
Public procurement
In public tender processes, financial capacity may be part of supplier qualification requirements.
New business partners
Partners unfamiliar with your company will often want to see a fact-based picture of financial strength.
Related pages
Explore further
Business credit report
Order static or live credit report.
Supplier credit check
Assess your own suppliers' financial solidity.
Data sources and methodology
See what data the report is based on.
See sample report
See what the report contains.
Business credit score
Understand what a credit score is and what it is based on.